​Challenge: Create a plan to build a net worth of $1,000,000

​SIGN UP to join the FREE April Million Dollar Challenge


Start Date: ​​April 1, 2020

Shucks, you missed the 2019 Challenge!

​But there's good news! You can take the Challenge on your own time with our Kindle version.

Why $1,000,000?

​If you’re here with the goal of making $1,000,000 in 30 days on this Challenge, think again! Nope, this Challenge offers a step-by-step strategy that you can follow to craft a personalized Plan that will become your beacon to a net worth of $1,000,000. A million dollars isn’t what it used to be, but it’s still a nice sum of money. And it’s an achievable goal. Now it might take 3 years or 30 years for you to hit that mark, depending on your income, expenses, health, and luck, but it CAN be done! And while there’s no magic behind the $1,000,000 goal, the act of planning and making conscious decisions and smart moves to grow your net worth will entrench lifelong habits that lead you to financial freedom.

​What’s the point if money can’t buy happiness?

​Time and time again we see lottery winners, star athletes, and billionaires fall into debt and struggle with life. And we know that money can’t buy happiness. In fact, the latest research shows that there’s a threshold at which your income level no longer brings happiness – and that’s $75,000. So why focus on building a net worth of $1,000,000 if it will just lead to despair? Well, it turns out that it’s HOW you spend the money that’s the secret to happiness. Spend it on yourself and you won’t be nearly as happy as if you spend it on others. So once you reach millionaire status, give back to create a happier and more fulfilling life (watch Michael Norton’s TED talk on How to Buy Happiness).

​What do the experts say about building a high net worth?

​That’s a great question! So for this Challenge, I’ve asked the most popular personal finance bloggers in the country to share their BEST advice, their worst MISTAKE, and their all-time FAVORITE blog post. You’ll be treated to a variety of perspectives that may just lead to new ideas on how you can move forward with your dreams. Trust me…you’ll enjoy reading responses from finance celebrities like J.D. Roth of Get Rich Slowly, the Financial Samurai, Paula Pant of Afford Anything, and J. Money of Budgets are Sexy fame. You can read a recap of their responses in Million Dollar Advice from 15 Personal Finance Bloggers.

​What do I need to join the Million Dollar Challenge?

The good news is that you don’t need money! But this Challenge demands that you do a bit of homework. You’ll start by listing your assets and liabilities. And you know what…it’s okay if you’re starting out with nothing but debt to your name. Logistically, you can complete this Challenge with the provided Internet resources, Excel spreadsheets, and Word. But there are a plenty of tools available online that you can tap into for this Challenge and beyond. Here are some of my favorites:

  • Personal Capital – online software that helps you calculate and track net worth
  • Betterment – offers a low-cost way to easily invest in the market
  • Vanguard – the king of low-fee and high-performing funds
  • Capital One – a good place to stash your short-term savings

​Can you give me a template to craft a millionaire plan?

Sure thing! As part of this Challenge, you’ll be creating a personalized document called My Millionaire Plan. It's provided here as a FREE Resource. 

What if I want to drop out of the Challenge?

I hope you stick around for the entire 30 days, but sometimes “life happens.” You can opt out of the Million-Dollar Challenge any time you like – every email includes an ‘Unsubscribe’ link.

​What happens if I miss the FREE Challenge or want to take it on my own time?

​You can sign up for our FREE Challenge until midnight, April 1. If you miss the deadline or you prefer to take the Challenge on your own time, the Kindle version is available for purchase.

FREE Resource

​Download your FREE template of My Millionaire Plan.

​Here’s the place where you can write down your purpose, money habits, and priorities. Plus, you can craft specific goals to help you pay off your debt, build your savings, invest in your retirement funds, and put money aside for a dream fund.

​SIGN UP to join the FREE April Million Dollar Challenge


Start Date: ​​April 1, 2020